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Sid, Souvik and Sanjib meet up for an engaging discussion on Life Insurance, in particular, why some people might see it more as an investment rather than a risk mitigation strategy. Souvik explains moneyback life insurance policies – a product he came across while working in India. Sid wonders if Life Insurance Retirement Plan (LIRP) is really beneficial for the insured person. Sanjib notes that it’s definitely beneficial for the agent and the insurance company.