Insights

What Can Derail Your Journey to Financial Security? Sanjib Saha 1 April 2025 I have a kitchen towel that reads: "It’s almost impossible to get rich overnight, but it’s surprisingly easy to build wealth over time." I couldn’t agree more. The formula for long-term wealth is simple—just three fundamental steps: 1. Earn a Reliable Income. Your future earning potential—also known as Human Capital—is your greatest asset when starting out. It doesn’t have to be a massive paycheck, but it should be dependable. Needless to mention, staying employable by keeping up with your field is crucial. 2. Live Below Your Means.…

10 Timeless Tips for Achieving Long Term Investment Success — Slowly but Surely Souvik Dey, Sid Roy & Sanjib Saha 25 February 2025 At Dollar Mentor, each of us has a few favorite investment lessons. Some may seem counterintuitive or even insignificant at first, yet they have a profound impact on long-term investment results. Here’s a compilation of our most cherished nuggets of wisdom that guide our personal investment approach. Parking money in a bank account may not be as safe as it seems Unless the bank’s interest rate consistently exceeds the inflation rate—which is rarely the case—your money loses…

Part I - Dividend Basics Sid Roy & Sanjib Saha 22 December 2024 Over the last three sessions of Ask-Learn-Share this year, we talked about Dividend Investing. In this article, we summarize the key points and questions that came up during the discussions. It is one of those topics that most of us think we know, but rather superficially. So, it was very useful to spend some time on this topic and learn. We will take a different approach for this article and use a Q&A style to present the information. For your convenience, we are publishing three separate posts…