AskLearnShare

Ask-Learn-Share Discussion February 6, 2022 Sid Roy This month we talked about a topic that mystified me personally for a while - annuities. This session was super informative and cleared up many beginner questions. This article summarizes the discussion we had. Annuities are a broad and deep topic so we will cover it in multiple articles. So, what are annuities? The simplest way to understand annuities is to think of a concept most of us are familiar with – the house mortgage. In taking out a loan to finance the purchase of a home, we agree to pay the bank…

Ask-Learn-Share Discussion December 2, 2021 Sid Roy Today we will discuss Goal Based Investing. We will tackle this in two parts. The first part is – what is goal-based investing? And in the second part, we will take a look at the differences between two specific goals as examples and compare differences in our approach towards these goals. Now let us get started. We are all familiar with setting goals at work. Then we have different initiatives and projects to progress towards that goal. Similarly, we all have goals in our personal lives. Typical examples of such goals might be…

Ask-Learn-Share Discussion January 6, 2022 Sid Roy All of us know there are risks in managing investment but that is where most people stop. This risk is somewhat confusing to get a grasp on. The lack of understanding can lead to bad investment decisions. It can also stop people from investing at all due to fear. As part of the Ask-Listen-Share series, we decided to focus on understanding and measuring portfolio risk in January. The first question is – what is risk? The most common understanding of risk is the chance of losing principal money in any investment. This is…